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What you unlock with Premium

Automatic price updates, Google Drive backup, widget refreshes, unlimited holdings, the full 12+ month history range, and the Lean FIRE calculator. Everything Premium unlocks, in one place.
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Quick start

FirePath's free tier covers the basics — track net worth, log income and expenses, hit a simple FIRE target. Premium removes the limits and turns on the background automation that makes the app tend itself.

  • Automatic price updates — ticker-backed assets refresh in the background. No manual Fetch All button, no stale prices.
  • Google Drive auto-backup — your database copies to your Drive every day. Restore on any device, never lose data.
  • Unlimited holdings — the free cap of 10 assets and 10 liabilities is gone.
  • Full history range — free gives you 3 months of the Net Worth history chart; premium unlocks 6 months, 1 year, and All.
  • Lean FIRE calculator — the Lean variant with its Included Expenses picker is premium-only.

Upgrade from Settings → Upgrade, or from any in-app prompt. Cancel anytime from the same screen — Play Store handles the subscription and refunds on its normal rules.

The rest of this guide is for users who want to tune the screen. If you're happy with the defaults, you can stop here — everything below is optional customisation.

Going deeper

Auto-pricing: how it actually works

Upgrade screen with feature list and pricing
① Feature list. ② Regional pricing. ③ 7-day trial badge.

Free users have a manual Fetch All button on the Net Worth screen. Tap it, wait, prices refresh. That's it — no background work.

Premium users get three things happening quietly in the background:

  • On-open refresh — if the last fetch was more than 15 minutes ago, opening the app triggers a silent refresh. So your numbers are fresh whenever you check.
  • Periodic updates — a background job runs every few hours to keep prices fresh even if you haven't opened the app. Battery-friendly — runs when the phone is idle and charging where possible.
  • Widget refresh — home-screen widgets pull fresh prices on their own schedule.

All three share a 15-minute silent cooldown. Even if you mash every refresh button and relaunch the app ten times, FirePath's server won't see more than about four requests per hour from you. That's deliberate — keeps the pricing backend cheap to run, which keeps Premium cheap for users.

Google Drive auto-backup

Auto-backup toggle with Google account picker
① Auto-backup toggle. ② Google account row. ③ Last backup timestamp.

Once a day, FirePath copies a compressed, encrypted snapshot of your entire database to a hidden folder in your personal Google Drive. The file is small (usually under 100 KB) and lives in Drive → App Data, which is a sandbox visible only to FirePath — you won't see it in your main Drive view.

What it contains: every asset, liability, income, expense, owner, snapshot, setting, and app-list customisation. Basically everything you've entered.

What it doesn't contain: your login credentials for any external service. FirePath never asks for or stores your brokerage/bank credentials, so there's nothing of that kind to back up.

Restore: install FirePath on a new phone, sign into the same Google account, and the app offers to restore from the latest backup. One tap and you're back exactly where you were.

Because the backup lives in your Drive, you own the data. If you stop paying for Premium, the backup stays where it is — you can always restore later or pull the file out yourself.

Unlimited holdings

Upgrade nudge when adding an 11th asset on free tier
① Free cap of 10 assets / 10 liabilities. ② Upgrade prompt on the 11th.

Free tier caps at 10 assets and 10 liabilities. That's enough to cover: a primary home, a super account, a small ETF position, an emergency-fund cash account, and a credit card or two. Works for a lot of people.

Premium removes the cap entirely. No soft limits, no performance penalties — people with 200+ holdings run fine.

The cap applies to totals, not per-heading — so 11 assets in one heading and 0 in another still hits the limit. When you try to add an 11th asset on free, FirePath shows the upgrade prompt instead of saving.

Full history range

History chart with 6m / 1y / All chips locked on free tier
① 1m and 3m free. ② 6m / 1y / All premium. ③ Lock icon on premium chips.

The Net Worth screen has a History tab with a line chart showing how your net worth has changed over time. Above the chart are period chips: 1m / 3m / 6m / 1y / All.

Free tier: 1m and 3m work. 6m, 1y, and All show the upgrade prompt when tapped.

Premium: all five work unrestricted. The chart draws every snapshot point (monthly automatic snapshots plus any manual historical entries you've added). The longer the history, the more useful the chart gets — so this is the feature most users find themselves hitting as FirePath ages on their phone.

Lean FIRE calculator

The FIRE screen shows four variants: Lean, Regular, Fat, Coast. Regular and Fat and Coast work on free tier. Lean is premium-only.

Why? Lean isn't just a smaller number — it's a different calculation. Lean FIRE asks "what's the minimum I need to cover only my essentials?", so it needs a way to tell essential expenses from discretionary ones. That's the Lean FIRE Included Expenses mechanic: you pick which expense categories count as essential (rent, groceries, utilities, insurance) and which don't (dining out, subscriptions, travel). That categorisation surface and the projection logic that uses it are the premium bit.

See the Lean, Regular, Fat, Coast guide for the full walkthrough.

Pricing and regions

Premium is a small monthly or yearly subscription via the Play Store. Regional pricing applies automatically — you see the price in your local currency, which is typically lower in lower-income regions and higher in higher-income ones. No hidden fees, no auto-upgrades.

Try before you buy: the Play Store offers a 7-day free trial on new subscriptions. Cancel inside the trial and you pay nothing. After the trial, the subscription bills on its normal cycle until you cancel.

Cancelling

Settings → Upgrade → Manage opens the Play Store subscriptions page for FirePath. Cancel from there. After cancelling, premium features stay active until the end of the paid period — you don't lose access immediately.

After the paid period ends, the app downgrades gracefully: your data stays intact, but auto-pricing and auto-backup stop. If you're over the free-tier caps (more than 10 assets, for example), existing data is preserved and visible; you just can't add new rows until you either reduce below the cap or re-subscribe.

Why there's a Premium tier at all

FirePath keeps ticker prices on a server so every user doesn't hit the upstream price provider on their own. That server costs money to run. The Premium tier pays for it — auto-pricing is the feature that most directly benefits from server-side caching, so it's the natural paid feature.

The free tier exists because net-worth tracking shouldn't be gated behind a subscription. You can track a real household for real years on free without ever paying — the app is fully functional. Premium just removes the manual tending.

Make it yours — Settings that affect this screen

  • Auto-pricing — on by default once you upgrade. Toggle in Settings → Premium if you want to disable it for a specific reason (usually: you don't).
  • Auto-backup — Settings → Premium → Auto-backup. Sign into your Google account when prompted.
  • Manage subscription — Settings → Upgrade → Manage. Opens the Play Store subscriptions page.

Questions or feedback? Email us at woohoosoftware@gmail.com