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Net Worth, the FirePath way

The Net Worth screen with all the bells and whistles: heading grouping, drag-sort, per-owner sub-sections, the period-change chip, and the automatic monthly snapshot system that powers the history chart.
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Quick start

The Net Worth screen lists every asset and liability you've added, grouped by heading. Three tabs at the top switch between Assets, Liabilities, and History.

  • Assets tab — every asset grouped by heading (Investments, Super, Property, Cash, etc.). Tap a row to edit it.
  • Liabilities tab — same layout for debts.
  • History tab — a chart of your net worth over time, with 1m / 3m / 6m / 1y / All range selectors.
  • The big number at the top is the total for whichever tab you're on. The small chip next to it shows the change.
  • + button adds a new asset or liability depending on which tab you're on.

The rest of this guide is for users who want to tune the screen. If you're happy with the defaults, you can stop here — everything below is optional customisation.

Going deeper

Heading grouping

Net Worth screen showing Assets / Liabilities / History tabs
① Assets tab. ② Liabilities tab. ③ History tab.

Every asset has a heading — Investments, Super, Property, Cash, Crypto, and more. Assets with the same heading group into a collapsible section with a subtotal. Liabilities work the same way. This structure is the spine of how net worth is organised in FirePath.

You control the headings in Settings → App Lists → Asset Headings (or Liability Headings). Hide a heading and the assets are still saved; they just stop showing up in lists and totals until you un-hide. Reorder the list to put your most-used headings first. The built-in headings can't be renamed or deleted, but you can always add your own — custom headings you've created are fully renameable and deletable. Renaming a custom heading cascades automatically: every asset sitting under the old name gets updated so nothing is left orphaned.

Drag-sort within a heading

Drag-sorting an asset within its heading group
① Long-press to pick up (haptic). ② Drag up or down. ③ Release to drop.

Long-press an asset row and drag to reorder it within its heading. The order is persisted per-asset via a sort_order column — so your preferred order sticks across sessions and devices. Dragging across headings is not allowed; change the heading via the edit screen instead.

The drag handle shows on the right edge of each row only while the section is expanded. Haptic feedback fires at pickup and drop to confirm the action.

Per-owner sub-sections

Assets sub-sectioned per owner within a heading
① Heading with owner-split enabled. ② Owner sub-heading with subtotal. ③ Rows belonging to that owner.

If you're tracking net worth as a couple or household, FirePath can split individual headings by owner. First, add each person under Settings → App Lists → Owners. Then open Settings → App Lists → Asset Headings (or Liability Headings) and tap the heading you want to split — there's a "split by owner" toggle on each one. The toggle is per-heading, so you might split Super and Investments (where accounts are individually owned) but leave Property and Cash un-split (shared household assets).

The result: inside each opted-in heading, you see a mini sub-heading per owner with a subtotal, then the assets belonging to that owner. Assets with no owner assigned fall into an Unassigned group at the end.

This is one of FirePath's most-loved features for families. The split is display-only — all totals still roll up to the household figure. Rename an owner later and the rename cascades through every asset, liability, income, and expense referencing them.

The period-change chip

Adaptive period-change chip on the Net Worth hero
① Period chip cycles 1m → 3m → 6m → 12m based on available history.

Just below the tab row (Assets / Liabilities / History), a small chip shows how much your net worth has moved in the recent period — green when it's up, red when it's down. The chip is smarter here than on the Dashboard: it follows the tab, and on the History tab it also follows the range selector.

  • Assets / Liabilities tab — always 1-month change
  • History tab, 1m range — 1-month change
  • History tab, 3m / 6m / 1y range — 3 / 6 / 12 month change (walks back through your snapshots to find the oldest one within that window)
  • History tab, All range — no chip (the delta from your first-ever snapshot isn't useful at a glance)

If you've only been using FirePath for 4 months, the 6-month range still shows a chip — it uses the oldest snapshot available (4m) and labels itself accordingly.

The monthly snapshot system — set-and-forget tracking

This is the feature that turns FirePath from "a portfolio calculator" into a long-term wealth tracker. Every month, the app silently writes a snapshot of your full financial picture — Total NW, Investment NW, total assets, total liabilities, income, expenses, derived figures. Over time these snapshots become your history chart and drive every comparison the app does (the monthly-change chip, the period chips, the progress bars).

You don't do anything. Once your assets and liabilities are entered, FirePath handles the rest:

  • Prices refresh automatically every 15 minutes while the app is open, plus a periodic background worker when it's closed (premium: Auto-pricing). Ticker-backed holdings stay current without you tapping Fetch All.
  • Snapshots write automatically when the app opens in a new calendar month, and when the background price worker fires successfully. Your history chart builds itself.
  • All totals recompute automatically whenever any underlying value changes — asset balances, liability balances, quantities, prices, flags. No "recalculate" button; it's always live.

Snapshots live on your device. Enable Google Drive auto-backup (premium) and they get encrypted-replicated there daily too.

What if I don't open the app for a month?

Honest answer: Android gets aggressive about suspending background work for apps that haven't been opened in a while. If you don't open FirePath for ~5-7 days straight, the periodic price-fetch worker may stop firing (Doze mode, App Standby, and manufacturer optimisations on Xiaomi / Huawei in particular). In that case:

  • Your asset prices won't have refreshed in the background — they'll update next time you open the app.
  • A month-end snapshot may have been missed — the app writes the next snapshot when you eventually reopen, using current values for the current month. Last month's month-end snapshot is gone.

Three ways to avoid this:

  • Open the app at least once a week. 10 seconds to glance at the Dashboard keeps the background worker happily alive.
  • Add the home-screen widget. It refreshes every 4 hours, which wakes the app briefly and keeps the worker registered.
  • If you miss a month and want the chart to be complete, add a historical entry manually from the Net Worth → History tab. You pick the year-month and enter the net-worth value; it merges into the snapshot series.

Manual historical entry

Net Worth history line chart with monthly snapshots
① Monthly auto-snapshots. ② Manual historical entries you've added. ③ Period chips: 1m / 3m / 6m / 1y / All.

Didn't discover FirePath until you were already 3 years into tracking? The History tab has a "Add historical entry" button that lets you punch in a net-worth figure for any past year-month. These manual entries merge into the snapshot series and render on the chart. If you have Track Both Net Worths enabled, you can enter both Total and Investment NW; otherwise you only fill the active one and the other column is backfilled to match.

Month vs Annual change bars

Below the history chart sits a list of change bars — one per period, green for gains, red for losses. The chip above lets you flip between Month (one bar per snapshot interval, e.g. 2026-03) and Annual (one bar per calendar year, with the current year shown as 2026 YTD). Annual is the quickest way to answer "how did 2024 compare to 2025?" at a glance.

Sparse-data note: a year shows the sum of changes between snapshots whose later end-date falls in that year. If your snapshot history doesn't span a full calendar year for some bar, that bar represents the partial span you actually have — the Month view remains the finer-grained source of truth.

Include in Investment NW (on every asset)

Each asset has an Include in Investment Net Worth toggle. On by default. Turn it off for personal-use items (primary residence, car, collectibles) that you don't want counted in your Investment NW.

This flag also controls whether the asset is eligible to contribute to the FIRE calculator's projection — because FIRE is fundamentally about what can fund your retirement, not what you happen to own.

Make it yours — Settings that affect this screen

  • Asset Headings and Liability Headings — Settings → App Lists. The built-in headings can be reordered or hidden. To use a name the app doesn't ship with, add your own — your custom headings can be renamed and deleted freely.
  • Investment Types — Settings → App Lists → Investment Types. The list of asset types the app ships with (Stock, ETF, Crypto, Managed Fund, Property, Cash, Bullion, Other). Reorder or hide the built-ins; add your own types for unusual holdings (e.g. "Angel investment", "Private Equity", "Art"). Custom types are fully renameable.
  • Exchanges — Settings → App Lists → Exchanges. Drives which stock markets appear on the Add Asset screen for ticker-backed holdings (ASX, US, LSE, EU/Xetra, plus virtual exchanges CRYPTO and SPOT for bullion). Hide the ones you don't use; add your own if you trade on a market FirePath doesn't cover out of the box.
  • Owners — Settings → App Lists → Owners. Add household members here; then each asset/liability can be assigned to one.
  • Split by owner — each Asset Heading and Liability Heading has its own "split by owner" toggle, so you can mix-and-match. Only active when Owners is enabled and you have ≥2 owners.
  • Show Total Net Worth / Track Both Net Worths — controls which net-worth number is shown and whether both are stored on every snapshot.

Questions or feedback? Email us at woohoosoftware@gmail.com